The Policy Barn
Where insurance know-how is stored with care.
Just like a good barn keeps your tools, gear, and harvest safe, this space holds reliable guidance for protecting what matters most. From farm fields to front porches, we share practical insights and straightforward advice to help you navigate coverage with confidence. Settle in—we’re here to help you make sense of it all, one post at a time.
where insurance know-how is stored with care.
Just like a good barn keeps your tools, gear, and harvest safe, this space holds reliable guidance for protecting what matters most. From farm fields to front porches, we share practical insights and straightforward advice to help you navigate coverage with confidence. Settle in—we’re here to help you make sense of it all, one post at a time.
Our Annual Newsletter!
Hot off the presses! JM Insurance Group’s annual newsletter is now available!
Read to find out what we’ve been up to this past year, what charities we are involved in, our new office makeover, and more!
Our Annual Newsletter!
Hot off the presses! JM Insurance Group’s annual newsletter is now available!
Read to find out what we’ve been up to this past year, what charities we are involved in, our new office makeover, and more!
The Latest Policy Barn Posts
Fungus among us? Not if we can help it!
What steps can you take to prevent mold growth in your home? 🦠
Avoid keeping spaces stuffy! Run fans while using the shower or kitchen, and open windows to provide a breeze.
Keep an eye on plumbing, roofs, and gutters often. If you have a leak, take steps to prevent water from pooling/fix the damage as best as you can within the first 48 hours to have the best chance of avoiding microbial growth.
Keep air flowing! Don’t place furniture directly against walls.
If you have a humid area of your home, use a de-humidifier. Try to keep rooms at a humidity level of 30-60%.
Do not install wall-to-wall carpet in moisture-rich areas.
Open your windows often, but NOT when it is humid outside!
Wind/Hail Deductible Cost Options
Do you have a high wind/hail deductible on your home policy? We have options! 💨
There are plans called Deductible Buyback plans that pay an amount towards your deductible. These plans usually come at a yearly cost, and can help lessen the financial strain on your wallet when it comes to the out of pocket expense tied to filing a claim.
Call us today at 406-534-8008 to learn more!
Wind Storm Damage Minimization
Check out this guide from FEMA that details how to secure your property before sever winds occur!
https://www.fema.gov/sites/default/files/2020-11/fema_protect-your-property_severe-wind.pdf
Memorial Day Closure 05/25/2026
Remembering and honoring those who made the ultimate sacrifice for our country. Our office will be closed in observance of Memorial Day. 💙
#MemorialDay
Prevent Banking Fraud
Stay alert, prevent banking fraud before it happens!
**Beware of Phishing**
DO NOT click on links or respond to any messages that come from an unknown source. If you suspect your bank sent you a message, call or use their online portal to confirm first.
**Do not use public Wi-Fi**
Avoid using public Wi-Fi for banking transactions, as it is less likely to be secure than using your mobile data.
Do not access personal information or websites on public networks.
**Be Vigilant**
Keep a close eye on your bank statements and allow for real-time notifications to be sent to you if your bank offers it.
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If you think that there is any fraud that is occurring, contact your financial institution immediately so that preventative measures can be taken.
Freeze your accounts, and consider freezing your credit with major credit bureaus.
Pet Insurance
Did you know that we offer pet insurance for your furry friends? 🐶🐱
We have plans that range in level of reimbursement/price! Give us a call today to get quotes. 🐾
#petinsurance