What is an independent agency? Why choose us?

“What the heck does this mean on my policy?” Time to talk Auto Liability Limits! What are they? How are they normally listed on your policy? How much is enough? Everyone needs Liability to legally drive on the road, but what does that really mean? Auto Liability Limits protect others on the road if you cause Bodily Harm or Property Damage to them. It’s important to select the right limits to protect yourself and others!  Medical Payments pay out regardless

What steps can you take to prevent mold growth in your home? 🦠 🫟 Avoid keeping spaces stuffy! Run fans while using the shower or kitchen, and open windows to provide a breeze. 🫟 Keep an eye on plumbing, roofs, and gutters often. If you have a leak, take steps to prevent water from pooling/fix the damage as best as you can within the first 48 hours to have the best chance of avoiding microbial growth. 🫟 Keep air flowing!

Do you have a high wind/hail deductible on your home policy? We have options! 💨 There are plans called Deductible Buyback plans that pay an amount towards your deductible. These plans usually come at a yearly cost, and can help lessen the financial strain on your wallet when it comes to the out of pocket expense tied to filing a claim. Call us today at 406-534-8008 to learn more!

Check out this guide from FEMA that details how to secure your property before sever winds occur! https://www.fema.gov/sites/default/files/2020-11/fema_protect-your-property_severe-wind.pdf

Remembering and honoring those who made the ultimate sacrifice for our country. Our office will be closed in observance of Memorial Day. 💙 #MemorialDay