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JM Insurance Group

Glass Safety – Underwater Crashes

⚠️If you are in an underwater crash, your glass breaking tool might not work!⚠️

How do you know if your glass tempered or laminated and what does that mean for you if you need to break it to escape your vehicle?

Tempered Glass – Easier to be shattered into small, blunt pieces. These are the windows that you want to located in your vehicle! These ones will be easier to break in the case of an emergency. Roll down your window and look at the glass from the top. If it has one layer, it’s likely tempered.

Laminated Glass – Designed to stay in one piece when broken, and is significantly harder to break in the case of an emergency. If you roll down your window and look at the top of the glass, you’ll likely see a thin membrane in between two glass pieces.

Your vehicle’s windows may also give it away. If you look at their stickers, they should tell you what they are! Tempered windows tend to have a stamp that say “TEMP” or “TEMPERED.”

#besafe #VehicleSafety

Labor Day Closure

Labor Day will be here soon! Our office will be closed in observance of this holiday on Sept. 7th. We will be open again on Tuesday, the 8th! Stay safe and have a wonderful long weekend! 💙

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Wildfires have gotten worse. What does that mean for the insurance industry?

Wildfire Update – 2026 Extreme Wildfires have increased by over double in the past twenty years. Why have they increased? The world is warmer and more dry in general than it was twenty years ago. This has caused dry spells to last longer, increasing the area of wildfires along with their duration. Climate change including warmer Spring and Summer seasons dries out the soil faster. Autumns have also been more dry, which extends the window of fire risk. In the

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JMIG Celebrates Women’s Equality Day

August 26th is Women’s Equality Day! 💗 As a woman-owned business, the sacrifices of the women that came before us to grant us this opportunity are so important to us. Our liberties are not guaranteed, we all need to continue to support equality where we can.

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“What the heck does this mean on my policy?” Auto Liability Limit Edition

“What the heck does this mean on my policy?” Time to talk Auto Liability Limits! What are they? How are they normally listed on your policy? How much is enough? Everyone needs Liability to legally drive on the road, but what does that really mean? Auto Liability Limits protect others on the road if you cause Bodily Harm or Property Damage to them. It’s important to select the right limits to protect yourself and others!  Medical Payments pay out regardless

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Fungus among us? Not if we can help it!

What steps can you take to prevent mold growth in your home? 🦠 🫟 Avoid keeping spaces stuffy! Run fans while using the shower or kitchen, and open windows to provide a breeze. 🫟 Keep an eye on plumbing, roofs, and gutters often. If you have a leak, take steps to prevent water from pooling/fix the damage as best as you can within the first 48 hours to have the best chance of avoiding microbial growth. 🫟 Keep air flowing!

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