JM Insurance Group

Glass Safety – Underwater Crashes

⚠️If you are in an underwater crash, your glass breaking tool might not work!⚠️

How do you know if your glass tempered or laminated and what does that mean for you if you need to break it to escape your vehicle?

Tempered Glass – Easier to be shattered into small, blunt pieces. These are the windows that you want to located in your vehicle! These ones will be easier to break in the case of an emergency. Roll down your window and look at the glass from the top. If it has one layer, it’s likely tempered.

Laminated Glass – Designed to stay in one piece when broken, and is significantly harder to break in the case of an emergency. If you roll down your window and look at the top of the glass, you’ll likely see a thin membrane in between two glass pieces.

Your vehicle’s windows may also give it away. If you look at their stickers, they should tell you what they are! Tempered windows tend to have a stamp that say “TEMP” or “TEMPERED.”

#besafe #VehicleSafety

Fungus among us? Not if we can help it!

What steps can you take to prevent mold growth in your home? 🦠 🫟 Avoid keeping spaces stuffy! Run fans while using the shower or kitchen, and open windows to provide a breeze. 🫟 Keep an eye on plumbing, roofs, and gutters often. If you have a leak, take steps to prevent water from pooling/fix the damage as best as you can within the first 48 hours to have the best chance of avoiding microbial growth. 🫟 Keep air flowing!

Read More »

Wind/Hail Deductible Cost Options

Do you have a high wind/hail deductible on your home policy? We have options! 💨 There are plans called Deductible Buyback plans that pay an amount towards your deductible. These plans usually come at a yearly cost, and can help lessen the financial strain on your wallet when it comes to the out of pocket expense tied to filing a claim. Call us today at 406-534-8008 to learn more!

Read More »

Wind Storm Damage Minimization

Check out this guide from FEMA that details how to secure your property before sever winds occur! https://www.fema.gov/sites/default/files/2020-11/fema_protect-your-property_severe-wind.pdf

Read More »

Prevent Banking Fraud

Stay alert, prevent banking fraud before it happens! **Beware of Phishing** DO NOT click on links or respond to any messages that come from an unknown source. If you suspect your bank sent you a message, call or use their online portal to confirm first. **Do not use public Wi-Fi** Avoid using public Wi-Fi for banking transactions, as it is less likely to be secure than using your mobile data. Do not access personal information or websites on public networks.

Read More »

Pet Insurance

Did you know that we offer pet insurance for your furry friends? 🐶🐱 We have plans that range in level of reimbursement/price! Give us a call today to get quotes. 🐾 #petinsurance

Read More »