JM Insurance Group

Tips to Prevent Common Home Losses

Be proactive! Employ these tips to help avoid having common home losses! 🏡

💧Water Damage:

– Install devices that notify you when there is a potential leak in your home. Water shut-off valves that are automatic are also on the market, but they tend to be spendier!

– Make sure that your gutters and downspouts do not have debris in them and are draining at least 3-5 feet from your foundation.

– Keep your home at 50 degrees or higher in the winter to ensure that your pipes do not freeze.

– Make sure your pipes are properly insulated during colder months.

– Inspect lines leading up to appliances that use water such as dishwashers, washing machines, and fridges at least annually. Stainless steel hoses tend to be longer lasting!

🔥 Fire Prevention:

– Ensure that the smoke and CO monitors in your home get a battery charge twice a year! Install them on every floor near sleeping areas.

– Replace old or damaged electrical cords.

– Don’t overload outlets or surge protectors.

– Check your grills before barbecuing in the Summer for any debris. Make sure they’re not close to your house.

– Clean chimneys annually and dispose of ashes properly.

– Keep flammable materials away from space heaters!

🚓 Theft Prevention:

– Keep the area around your home well-kept so that your sight lines are not inhibited.

– Make sure all parts of your house that allow access inside are locked/can be locked.

– When on vacation, put your lights on a timer! Have neighbors collect mail while you are gone, and don’t post pics of your trip until you are back home.

– Hook up motion sensors to your exterior lights.

#themoreyouknow

Protect your home with Smart Home Devices

Have a Nationwide Home policy? Check out their Smart Home offerings! Ting: Prevent Electrical Fires – Free sensor that helps prevent electrical fires. – Plugs into your wall. LeakBot: Detect Water Leaks – Free water leak sensor that detects potential leaks by clipping onto your main water line. Notifications are sent to your phone, NOT Nationwide! These sensors act as tools to help you see whether or not there are potential leaks or electrical issues in your home before a

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Tips for First Time Homebuyers

Preparing to buy your first home? Confused about the insurance process? We love to work with first time homebuyers! We aim to help make the process less daunting and to ensure that you are getting the best rate that you can to help you achieve your goal of home ownership. 🏡🔑 Here are some tips to help you get started! – The deductible is the amount you are expected to pay out of pocket when filing a claim. A higher

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Tips to Prevent Common Home Losses

Be proactive! Employ these tips to help avoid having common home losses! 🏡 💧Water Damage: – Install devices that notify you when there is a potential leak in your home. Water shut-off valves that are automatic are also on the market, but they tend to be spendier! – Make sure that your gutters and downspouts do not have debris in them and are draining at least 3-5 feet from your foundation. – Keep your home at 50 degrees or higher

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Happy Easter!

As we enjoy the season of renewal, we are reminded of how grateful we are for clients like you.

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What is Service Line Coverage?

What is Service Line coverage, and why should you ensure your policy has it if available? 🏡🔧🌱 This coverage can be endorsed on most Home policies and offers coverage for the repair or replacement of the lines leading up from the road to your home! Most of the time if a line is damaged or needs to be replaced, you are on the hook for it as a homeowner. This cost-effective endorsement typically costs less annually than the coverage that

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